Welcome to our news page! Below you will find a range of content focused on financial topics from pension planning to mortgages. We hope you find the articles of interest.

Astute Pensions – Why we are different

What sets us apart from all other Pension Providers?   If you want a SIPP or SSAS provider who offers their services FREE to entice you to introduce business. Don’t call us. If you want a large pension provider who provides for the masses. Don’t call us. If you want a SIPP or SSAS provider...

Elderly pensioners are Britain’s biggest savers

According to a recent article in the Daily Telegraph, drawing on data from the International Longevity Centre (ILC) and the Institute for Fiscal Studies (IFS), baby boomers are a “frugal not frivolous” generation, with the data revealing that people in their sixties and seventies are saving nearly twice as much money as thirty and forty-year...

What are your Pension Options?

The choices available to someone wanting to retire are now even more confusing than ever.  Since April 2015, some new products have been around, namely Flexi Access Drawdown (FAD), Uncrystallised Funds Pension Lump Sum (UFPLS) and a new style of annuity called a flexible annuity. Up until 1995, the only two choices were a scheme...

Money trumps health as top retirement concern

Concerns over money dominate the thinking of pre-retirees, according to new research from Retirement Advantage. Conducted by YouGov, the study finds almost half (49%) of over 50s are worried about not having enough money in retirement to do the things they want to do, compared to just over a third (37%) who are concerned about...

Money purchase annual allowance and the transitional provisions for 2015/16

Money purchase annual allowance (MPAA) triggers (either from a UK registered pension plan or from an overseas scheme that has had UK tax relief) Take income from a flexi-access drawdown (FAD) plan (includes short term annuity purchase) Take an uncrystallised funds pension lump sum (UFPLS) Convert capped drawdown to FAD and then draw some income...