Welcome to our news page! Below you will find a range of content focused on financial topics from pension planning to mortgages. We hope you find the articles of interest.

How a ‘Brexit’ could affect UK Pensions

How a ‘Brexit’ could affect UK Pensions Crystal-ball gazing regarding a potential Brexit is notoriously tricky business and must be caveated with an appropriately large health warning. How a Brexit might look in reality is currently unclear, as the terms of such a departure are up for negotiation. If the UK opted to remain part...

Will the Lifetime ISA go down in history as the Trojan horse of pensions?

Will the Lifetime ISA go down in history as the Trojan horse of pensions? Just when you think George Osborne cannot surprise you anymore he does. The Chancellor’s announcement that a Lifetime ISA (LISA) would be available from April 2017 has raised eyebrows.¬†However it will never be as tax efficient as a pension as a...

Affordable drawdown: three options for schemes

Since ‘freedom and choice’ was introduced in 2015, the race has been on to provide retirees with the best drawdown service. Statistics from the FCA show that 30% of people who have recently accessed their pensions used drawdown, compared to 13% who bought annuities. Schemes have three options. They can choose to offer drawdown in...

Seven suggestions made to the government during the consultation on pension taxation

The Government has recently finished a consultation looking at how pension taxation could work in the future. The Chancellor, George Osborne, has said that he expects to reveal the findings and the direction he is going to take during the March Budget. But is there any way to take an advance look at the situation?...

Flat-rate pension relief fairer to all, say insurers

A new system of flat-rate tax relief on pension contributions would be fairer to everyone, especially the low-paid, the insurance industry has said. The Association of British Insurers (ABI) is asking the chancellor to introduce a Savers’ Bonus, which would treat all taxpayers equally. At the moment people on higher incomes benefit from either 40%...