Welcome to our news page! Below you will find a range of content focused on financial topics from pension planning to mortgages. We hope you find the articles of interest.

How to avoid losing your pension to scams and fraudsters

The pension changes could provide ripe picking for pension scammers. Here are some top tips on how to avoid losing your pension to scams and fraudsters. 1. Scams don’t look like scams – Scams look and sound legitimate, which is why people are hoodwinked. They often have very professional looking websites and literature. Whatever you are planning to...

Five in Six Defined Benefit Schemes in deficit

The total collective deficit of the UK’s defined benefit pension schemes soared by almost £90bn between May and June, to hit £383.6 billion at end of the month, the Pension Protection Fund has reported.  That brought the total number of schemes in deficit to 4,995, representing 84 per cent of the 5,945 schemes monitored by...

Room for both: Can pensions and Lifetime ISAs work together?

Room for both: Can pensions and Lifetime ISAs work together? The last few weeks since the Budget have brought ISAs back into the spotlight and along with them the whole ‘savings’ debate. Is the Lifetime ISAs designed to stand alongside pensions? Or is it the first stage in expanding the role of ISAs to ultimately replace the...

New Capital Adequacy Rules

New Capital Adequacy Rules After several years of consultation and debate, the new capital adequacy rules for SIPP providers are being implemented on 1 September 2016 by the FCA. A few things about capital adequacy that may help you with your review: All asset types must be categorised by SIPP providers as either ‘standard’ or...

Origo – How it can benefit you

Origo – How it can benefit you… We have recently become a member of Origo – This is a pension transfer system that can transfer pensions within 6 days. Origo has helped advance the pension industry and speed up the average pension transfer from 50 days since 2008 to under 6 (excluding BACS payments). They...