Welcome to our news page! Below you will find a range of content focused on financial topics from pension planning to mortgages. We hope you find the articles of interest.

Reduction in the Money Purchase annual allowance in April 2017

Normally, the annual allowance available to people who want to save into a pension is £40,000, subject to an earnings restriction if they earn less than this. The pension flexibilities introduced in April 2015 gave savers the ability to access their pension savings flexibly, as best suits their needs. However, once a person has accessed pension...

Chantal looks at a different type of SIPP lending

If you are like most people in this country you started thinking about your pension way too late in life, which is hardly surprising with all those other commitments – mortgage, kids, university fees, weddings and not to forget the ageing parents who are increasingly becoming dependant on you to meet their living costs. The...

Commercial Property as a Pension Asset – Chantal Hodgson

As the recent Olympics have shown, all the rewards of long term planning has been emphatically demonstrated with the British medal success. Without doubt financial planning and pensions go hand in hand to ensure the successful funding for a client’s retirement. However, the investment choices in SIPPs and SSASs can be wide ranging, but a...

The Importance of Pension Reviews

There have been articles in the press recently about service standards from some providers, and criticism about delays in giving information to IFAs.  One provider has been criticised for not doing reviews on a client’s SIPP that had been in cash for a number of years. The regulator expects IFA firms to do reviews with...

NEWS FLASH – 1 in 8 using Pensions freedoms face unexpected tax or welfare losses

People accessing their retirement savings are being caught out by unexpected taxes and welfare reductions, reveals research from Citizens Advice. The new figures reveal that overall 9% of people had unforeseen tax problems- such as tax deductions they weren’t expecting. This rises to 30% among people who took their whole pension pot in one go....